What happens when a beloved Southern classic gets a chocolatey upgrade? You get Chocolate Southern Banana Pudding—a rich, soulful twist on traditional banana pudding that still tastes like home. This layered dessert combines creamy homemade pudding, sweet banana slices, and buttery vanilla wafers for a nostalgic yet decadent treat that disappears fast at cookouts and Sunday dinners.

Rooted in Southern tradition but playful enough to stand out, this chocolate banana pudding blends classic comfort with a bold cocoa note. The result is a bowl of pure comfort—silky pudding, soft bananas, crunchy cookies, and a cloud of whipped topping.

Banana pudding with chocolate pudding
Chocolate banana pudding layers ripe bananas, rich chocolate pudding, creamy vanilla pudding, buttery Nilla Wafers, and fluffy whipped topping. It’s easy to make and loved by all ages. The chocolate layer elevates the familiar flavor, giving each spoonful a delightful surprise for chocolate fans while keeping the comforting notes of classic Southern banana pudding.
Ingredients
This recipe uses two puddings—vanilla and chocolate—along with ripe bananas, whipped cream, softened cream cheese, and Nilla Wafers. The combination of vanilla and chocolate puddings creates a pleasing contrast: familiar and nostalgic, with a decadent twist that keeps every bite interesting.

How to make chocolate banana pudding
This version is straightforward and quick. Prepare the two puddings, whip the cream with softened cream cheese, then assemble layers of Nilla Wafers, banana slices, vanilla pudding, the cream-cheese whipped topping, and a final layer of chocolate pudding topped with more whipped mixture. Chill so the flavors meld and the cookies soften slightly.
How to store it
Store the pudding covered in an airtight container in the refrigerator for up to 3 days. The bananas may darken slightly by day three, but the dessert will remain creamy and delicious.

Tip: Chill at least two hours before serving. The pudding firms up, the cookies soften just enough, and it’s easier to slice and serve.

Chocolate Southern Banana Pudding
Equipment
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3 qt. glass bowl preferably with a lid
Ingredients
- 3 bananas ripe and sliced into rounds
- 8 oz whipped cream 1 container
- 8 oz cream cheese softened
- 4.6 oz chocolate pudding instant or cook & serve
- 4.6 oz vanilla pudding instant or cook & serve
- 11 oz Nilla Wafers 1 box plus 1/4 cup crumbled for topping
Instructions
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Prepare the chocolate pudding according to package directions and chill.
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Prepare the vanilla pudding according to package directions and chill.
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In a medium bowl, beat the whipped topping and softened cream cheese until smooth; set aside.
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Layer the bottom of a 3‑quart glass bowl with Nilla Wafers.
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Top the cookies with a layer of banana slices.
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Spread the vanilla pudding evenly over the bananas.
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Add a layer of the whipped-cream and cream-cheese mixture over the pudding.
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Repeat with a second layer of cookies and bananas.
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Spread the chocolate pudding over the second banana layer, then finish with the remaining whipped-cream mixture.
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Sprinkle the reserved 1/4 cup of crumbled Nilla Wafers over the top.
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Chill the pudding for at least 2 hours before serving.
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For the cleanest slices, refrigerate until set, then serve and enjoy.
Video
Nutrition
❤️ Shaunda’s Soul Food Standard
Recipe developed and tested by Shaunda Necole of The Soul Food Pot®. Inspired by African American Southern cooking, this version uses simple shortcuts without sacrificing flavor. Measurements, timings, and steps were prepared and verified by the author for reliable results.
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